1264171 Royal Neighbors brings its members a 116-year history of fiscal stability: Rated A- Excellent (4th highest rating out of 15 possible) by the A.M. Best Company. 

Generally, neither women nor children were insurable more than 120 years ago. But Royal Neighbors changed that. As one of the largest women-led life insurers in the U.S., we promise to financially protect you and your family. That’s the true meaning of life insurance – to protect the lives of those you love.

But it goes deeper. We’re not just about selling life insurance. As a member you will receive free and discounted services for things like prescriptions, legal services, and online shopping. We also offer grants such as our Nation of NeighborsSM Program and educational scholarships.

And we will support your local community improvement projects. That’s where the name Royal Neighbors came from – combining “neighbor-helping-neighbor” with “royal,” signifying our founders’ belief in the nobility of the work they would do. In 2016 our members generated $11 million in what we call Social Good through programs and support from Royal Neighbors.

Our unique mission of insuring lives, supporting women, and serving communities stems from being a fraternal benefit society and an organization with a dual mission of both providing financial protection through life insurance and “neighbor-helping-neighbor” community service. Royal Neighbors is a different kind of insurance organization.

We invite you to be a member of our Royal Neighbors family, take part in our programs, and join us in making a difference.

8897076 In mid-2011, Standard & Poor’s rated Mutual of Omaha A+ (Strong) and A.M. Best affirmed our A+ (Superior) rating. Another broadly accepted third-party assessment of a company’s financial strength is the Comdex ranking, which compares a company’s ratings relative to all companies that have been rated by at least two of the major rating services. Mutual of Omaha’s Comdex ranking is 94 out of 100, meaning that we are ranked higher than 94 percent of all companies rated.
9166650 Jackson is wholly owned by England’s Prudential plc, founded in 1848, one of the world’s largest insurance organizations (not affiliated with Prudential Insurance Company of America). A+ (Superior) A.M. Best, financial, AA (Very Strong) Fitch Ratings, AA (Very Strong) Standard & Poor´s.

American National Insurance Company was founded in 1905 and has evolved into a well-respected member of the life insurance industry, offering both longevity and stability to its policyholders.

Founder William L. Moody, Jr.envisioned a company that operated on the core ideals of “strong management, prudent investment and financial strength” – a company so fundamentally solid that it would still be in operation 500 years into the future. And, after more than a century in business, American National is every bit as strong and prosperous as Mr. Moody envisioned.

American National offers a broad variety of life insurance, retirement annuities, accident and health insurance, pension plan products and services, credit insurance, and property/casualty insurance for personal lines, agribusiness and targeted commercial exposures. Products are distributed through career agents, independent marketing organizations and multiple line exclusive agents as well as direct distribution channels.

Headquartered in Galveston, Texas, American National has more than 3,000 employees in offices in Galveston and League City, Texas; Springfield, Missouri; and Glenmont, New York. American National’s network of agents stretches across all 50 states and Puerto Rico, and provides service to more than 5 million policyholders.


Standard Life and Accident Insurance Company (Standard Life) was founded to provide clients with realistic life and health products that solve their needs for financial security.

Since its inception, more than 60 years ago, the Company’s ethic has never changed. “People’s needs change from day to day. The shrinking value of the dollar makes insurance protection more important to the individual…We must develop think-ahead programs today which will provide benefits in keeping with the economic changes of tomorrow. While we’ve grown so fast, it has not been at the expense of the human factor, so vital to this business. Efficiency is emphasized. However, we try never to lose sight of the personal aspects of our relations with policyowners and business clients, as well as our own agents and employees.” Leonard H. Savage, President 1948-1973, Standard Life and Accident Insurance Company.

   For 135 years, Columbian Mutual has been providing value through quality, affordable life insurance protection. We design our products with you in mind. From our Company’s beginning, we have had a commitment to providing value to our policyholders. We strive to meet the everyday, as well as the long-term needs of our clients and those close to them.
A.M. Best “A”, Standard & Poor’s “A”, Moody’s “A2”, Fitch, “A-“